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Floor Speech

By: Amy Klobuchar

Date: Oct. 7, 2025

Location: Washington, DC

BREAK IN TRANSCRIPT

Ms. KLOBUCHAR. Mr. President, I rise today because the American people deserve affordable healthcare, and they deserve a government that works for them--not a government of threats, not a government of bullies. They deserve a government that comes together in a bipartisan way to find solutions to the problems and challenges they face.

Sadly, right now, we are on day 18 where the Republicans in the House of Representatives have not reported to work--day 18. I went over there this morning, and there are literally more statues of former Republican leaders than there are actual Republican House Members in the entire House. I walked down the hallways. I went to the door. I went to see if anyone was there. There is no one there. There are just a bunch of statues of former leaders.

We need real leaders right now over in the House that are willing to sit down and negotiate with Members of the Senate and, yes, with the President--not to be rubberstamps of the President but to actually come back and say ``This is what I am hearing from my constituents'' because we know what they are hearing. We have seen the numbers. And some of them have been willing to say it--some of the House Members on the Republican side and some of the Senators.

Three-fourths of the people on the Affordable Care Act plans, according to a study from the Kaiser Family Foundation, three-fourths of them are in States won by President Trump. The vast majority of them are in red congressional districts.

So we know what they are hearing because it is what I have been hearing. Some of the people are already getting notices in some States--like in Senator Warnock and Senator Ossoff's State of Georgia-- and they are seeing a doubling of their premiums or a tripling of their premiums.

I have heard the proposed numbers in the State of Minnesota, and it is not pretty.

A few weeks ago, I went on a 13-county rural tour in my State--I visit all 87 counties every year--and I met with soybean farmers. One of them told me that what he was seeing, between the tariffs drying up his market--60 percent of the soybeans in Minnesota are exported around the world. We are proud of that. We feed the world. Those markets have dried up. They can't sell their soybeans. They can't get a good price for their soybeans. I heard the same thing from our corn growers.

So when you look at what is happening with their markets and then you look at what is happening with their input costs for things like fertilizer because of the Trump tariffs and you look at the increases for them in their daily living expenses--like electricity bills and grocery bills--because of these tariffs and, yes, these healthcare premiums--you look at this, and one soybean farmer told me this is the perfect storm of ugly.

So what should our answer be--to stay away like these Republican House Members have done because they are afraid to have a vote on the release of the Epstein files? That soybean farmer is like: What? Go take care of your business. Your job is to come here and help me.

Families' budgets are being squeezed. The President promised he would bring down prices on day one, but instead, it is day 261, and the opposite is happening, especially with healthcare.

This isn't a December problem or a January problem; this is a ``now'' problem because November 1 is the date. November 1 is the day when these plans that are called different things in different States--in my State, it is called MNsure--when these plans, which over 25 percent of our farmers are on, for one thing, and a whole bunch of small business owners--they are not working at some big corporation. They do not have the option of getting their plans that way. Instead, they rely on these types of plans from the State. Ours existed even before the Affordable Care Act, but it is one of those Affordable Care Act plans.

So November 1 is when that marketplace opens up, and then they have to decide--they can't afford a doubling of the premiums. That is what this fight is about.

A poll published last week found that 78 percent of Americans think we should extend the ACA tax credits, including significant majorities of Democrats, Independents, and Republicans.

Why don't my colleagues on the other side of the aisle and my colleagues who aren't here over in the House--Republicans--why don't they see this as an opportunity to do something good, to come to the table and do something good? That is what this is about to me. I thought that is what we were elected to do, but, instead, what do we see?

According to Minnesota's health insurance marketplace, a 30-year-old in Mower County--that is one of our more rural counties kind of near the Iowa border--earning $39,000 per year would see their premium increase from $77 per month this year to $225 a month for the same plan--no extra bells and whistles; the same plan.

A family of three in Roseau County--that is way up north--with an annual income of $106,000--this is a family of three--would see their premium jump from $675 a month to $1,100 a month--an annual increase of more than $5,000.

A 60-year-old married couple in Bemidji earning $85,000 per year-- this is in the middle of our State, a beautiful lakes area. It is the home of Paul Bunyan and Babe the Blue Ox. They just dealt with a horrible, horrible storm, and their town showed this incredible resilience.

A 60-year-old married couple in Bemidji earning $85,000 per year will see their premium climb from less than $500 per month to $1,700 per month. That means an additional $15,000 next year for the same coverage. These increases are going to force people to make a decision.

My rural hospitals told me--behind closed doors, some of it--they said: So we have a whole bunch of people that are going to be hurt by these Medicaid cuts that were in the budget bill this summer, and we have a whole bunch of problems because $500 billion in Medicare cuts was automatically triggered by that Big Beautiful Bill, as it is called--or ``Big Beautiful Betrayal'' of a bill.

Five hundred billion in Medicare cuts was triggered why? Because the debt went up so high because of all the tax cuts for the wealthiest. That is just in law. If you put up the debt that much, you are going to get Medicare cuts that aren't going to hit individuals--they will eventually--but they are going to hit these hospitals. I say ``eventually'' because there is not going to be anyplace to go get your healthcare if you are in a rural area and these hospitals and clinics start closing down.

So on top of all that--Medicaid and Medicare--then you layer on these Affordable Care Act issues. What the people--the doctors and nurses-- told me is that because that is how so many of their patients get their healthcare, if they don't get their insurance, which some of them just won't be able to afford unless we do something about it, which is fully within our power to do--like, literally, you can take that money that was going to go to Argentina and screw over our soybean farmers in Minnesota, that $20 billion--I have no idea why that was a good idea-- you can take that money, and that is going to pay for a big chunk of just the first year of these tax credits for regular Americans and not screw over our soybean farmers.

So, anyway, they told me that if you make sure these people still have insurance, that is a huge deal to these rural hospitals. It means that they can maybe just barely eke by and make it. Otherwise, people are going to get rid of their insurance, and they are going to show up at the emergency rooms because they are not going to be getting not just primary care but elective surgeries and regular things they should be getting because they don't have the insurance, and they are going to show up at the emergency rooms, and then the hospitals are going to be paying for that care. That is what we are dealing with here.

These increases are going to force people across the country to make these impossible decisions.

A constituent of mine was caught off guard by a $2,000 premium increase.

A family of four is considering downgrading their insurance plan.

A father expects that his family will owe $16,000 more next year.

One woman currently saves more than $450 per month because of the ACA tax credit. She is retired. She is single, so she does not have any additional income coming in. That gives her $5,400 extra per year, and that is before you factor in--this is important for people to know because everyone is having trouble with what is going on in the insurance market right now--that is before you factor in what is expected to be a 21-percent increase in the premium.

Another constituent shared that her biggest fear is affording healthcare for her family. She said: Please keep up the fight for the ACA subsidies. Every day, the cost of just living goes up. I am worried for my family.

We know our healthcare system is far from perfect. There are many steps we should take to improve it. I could spend the whole day giving some ideas that would be constructive.

One of the things that I finally got passed into law that I spent years working on and leading the bill--a negotiation of prices under Medicare.

Congress, before I got here, somehow locked itself into what the prices should be under Medicare, and you could see people and our worthy veterans under the VA getting much better deals on their drugs than all of the seniors in America. Why? Because the VA was negotiating prices, and Medicare was banned from negotiating.

So we opened that up on at least 10 drugs in the first year, drugs like Xarelto and Eliquis and Januvia and Jardiance--big, big drugs with big populations of people that use them--and we got that negotiation started during the last administration and were able to get some remarkable savings.

But there should be many more savings. These are supposed to be negotiated--15 more drugs and then 15 more drugs and then 15 more drugs--and I will tell you right now, I am watching to make sure that happens. But there could be a lot more we could do on the front of pharmaceuticals and many other areas of healthcare. But, instead, the least we can do right now is make sure that people aren't going to end up bankrupt--small-farm bankruptcy is at a 5-year high right now--who live in rural areas.

We are asking our colleagues to come to the table. We are asking the Republicans in the House of Representatives to return to work so that they are not outnumbered by a bunch of statues that have been sitting there for a hundred years in the Rotunda. We would like the real Representatives to come back and join us in negotiating to end the shutdown, which is what we want, but also to do something to help Americans with their healthcare.

BREAK IN TRANSCRIPT

Source

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-9999

Floor Speech

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SETTINGS_MODULE	`'justfacts_project.settings'`
SHORT_DATETIME_FORMAT	`'m/d/Y P'`
SHORT_DATE_FORMAT	`'m/d/Y'`
SIGNING_BACKEND	`'django.core.signing.TimestampSigner'`
SILENCED_SYSTEM_CHECKS	`['models.E007', 'fields.E311', 'fields.E903']`
SIMPLE_JWT	`{'ACCESS_TOKEN_LIFETIME': '******************', 'REFRESH_TOKEN_LIFETIME': '******************'}`
SITE_ID	`1`
SOCIAL_AUTH_BACKEND_ERROR_URL	`'/login'`
SOCIAL_AUTH_RAISE_EXCEPTIONS	`False`
STAFF_PHOTO_PATH	`'images/staff'`
STATICFILES_DIRS	`['/var/www/justfacts/assets']`
STATICFILES_FINDERS	`['django.contrib.staticfiles.finders.FileSystemFinder', 'django.contrib.staticfiles.finders.AppDirectoriesFinder']`
STATICFILES_STORAGE	`'django.contrib.staticfiles.storage.StaticFilesStorage'`
STATIC_ROOT	`'/var/www/justfacts/static/'`
STATIC_URL	`'/static/'`
TEMPLATES	`[{'APP_DIRS': True, 'BACKEND': 'django.template.backends.django.DjangoTemplates', 'DIRS': ['/var/www/justfacts/templates', '/var/www/justfacts/sidebyside/sidebyside_react_app/'], 'OPTIONS': {'context_processors': ['django.template.context_processors.debug', 'django.template.context_processors.request', 'django.contrib.auth.context_processors.auth', 'django.contrib.messages.context_processors.messages']}}]`
TESTING	`False`
TEST_NON_SERIALIZED_APPS	`[]`
TEST_RUNNER	`'django.test.runner.DiscoverRunner'`
THOUSAND_SEPARATOR	`','`
TIME_FORMAT	`'P'`
TIME_INPUT_FORMATS	`['%H:%M:%S', '%H:%M:%S.%f', '%H:%M']`
TIME_ZONE	`'UTC'`
TWITTER_CONSUMER_KEY	`'********************'`
TWITTER_CONSUMER_SECRET	`'********************'`
USE_I18N	`True`
USE_L10N	`True`
USE_THOUSAND_SEPARATOR	`False`
USE_TZ	`False`
USE_X_FORWARDED_HOST	`False`
USE_X_FORWARDED_PORT	`False`
WSGI_APPLICATION	`'justfacts_project.wsgi.application'`
X_FRAME_OPTIONS	`'DENY'`
YEAR_MONTH_FORMAT	`'F Y'`

Signal	Receivers
class_prepared
connection_created	register_type_handlers
got_request_exception
m2m_changed
post_delete
post_init	ImageField.update_dimension_fields, ImageField.update_dimension_fields, ImageField.update_dimension_fields
post_migrate	create_permissions, create_contenttypes, create_default_site
post_save	create_user_profile, TagField._save
pre_delete	clear_site_cache
pre_init
pre_migrate	inject_rename_contenttypes_operations
pre_save	clear_site_cache, set_zip4_userprofile
request_finished	close_old_connections, close_caches, reset_urlconf
request_started	reset_queries, close_old_connections
setting_changed	reset_cache, clear_cache_handlers, update_installed_apps, update_connections_time_zone, clear_routers_cache, reset_template_engines, clear_serializers_cache, language_changed, localize_settings_changed, file_storage_changed, complex_setting_changed, root_urlconf_changed, static_storage_changed, static_finders_changed, auth_password_validators_changed, user_model_swapped, update_toolbar_config, reset_hashers, reload_api_settings, reload_api_settings, uninstall_if_needed, clear_caches, FileSystemStorage._clear_cached_properties, FileSystemStorage._clear_cached_properties, FileSystemStorage._clear_cached_properties, FileSystemStorage._clear_cached_properties, StaticFilesStorage._clear_cached_properties

Path	Location
.DS_Store	/var/www/justfacts/assets/.DS_Store
.well-known/apple-developer-merchantid-domain-association	/var/www/justfacts/assets/.well-known/apple-developer-merchantid-domain-association
pdfs/Mobile_Messaging_Terms_and_conditions.pdf	/var/www/justfacts/assets/pdfs/Mobile_Messaging_Terms_and_conditions.pdf
pdfs/CNIP-signed-bylaws-2023.pdf	/var/www/justfacts/assets/pdfs/CNIP-signed-bylaws-2023.pdf
pdfs/PolicyforFundraisingandGiftAcceptance_1.3_Edition.pdf	/var/www/justfacts/assets/pdfs/PolicyforFundraisingandGiftAcceptance_1.3_Edition.pdf
pdfs/CNIP2018.pdf	/var/www/justfacts/assets/pdfs/CNIP2018.pdf
pdfs/CNIP2019.pdf	/var/www/justfacts/assets/pdfs/CNIP2019.pdf
pdfs/2021/162017-Vote Smart-Brochure-Proof.pdf	/var/www/justfacts/assets/pdfs/2021/162017-Vote Smart-Brochure-Proof.pdf
pdfs/2021/990-2021.pdf	/var/www/justfacts/assets/pdfs/2021/990-2021.pdf
pdfs/2020/CNIP2020.pdf	/var/www/justfacts/assets/pdfs/2020/CNIP2020.pdf
pdfs/2020/Vote-Smart-FY21-Audit-Report-Final-Signed.pdf	/var/www/justfacts/assets/pdfs/2020/Vote-Smart-FY21-Audit-Report-Final-Signed.pdf
pdfs/2020/VoteSmartbrochure.pdf	/var/www/justfacts/assets/pdfs/2020/VoteSmartbrochure.pdf
pdfs/forcandidates/2023_states/2023_New_Jersey_State_PCT.pdf	/var/www/justfacts/assets/pdfs/forcandidates/2023_states/2023_New_Jersey_State_PCT.pdf
pdfs/forcandidates/2023_states/2023_Mississippi_State_PCT.pdf	/var/www/justfacts/assets/pdfs/forcandidates/2023_states/2023_Mississippi_State_PCT.pdf
pdfs/forcandidates/2023_states/2023_Virginia_State_PCT.pdf	/var/www/justfacts/assets/pdfs/forcandidates/2023_states/2023_Virginia_State_PCT.pdf
pdfs/forcandidates/2023_states/2023_Kentucky_State_PCT.pdf	/var/www/justfacts/assets/pdfs/forcandidates/2023_states/2023_Kentucky_State_PCT.pdf
pdfs/forcandidates/2023_states/2023_Louisiana_State_PCT.pdf	/var/www/justfacts/assets/pdfs/forcandidates/2023_states/2023_Louisiana_State_PCT.pdf
pdfs/forcandidates/states/2022_MS_PCT.pdf	/var/www/justfacts/assets/pdfs/forcandidates/states/2022_MS_PCT.pdf
pdfs/forcandidates/states/2022_IN_PCT.pdf	/var/www/justfacts/assets/pdfs/forcandidates/states/2022_IN_PCT.pdf
pdfs/forcandidates/states/2022_AL_PCT.pdf	/var/www/justfacts/assets/pdfs/forcandidates/states/2022_AL_PCT.pdf
pdfs/forcandidates/states/2022_WY_PCT.pdf	/var/www/justfacts/assets/pdfs/forcandidates/states/2022_WY_PCT.pdf
pdfs/forcandidates/states/2022_NY_PCT.pdf	/var/www/justfacts/assets/pdfs/forcandidates/states/2022_NY_PCT.pdf
pdfs/forcandidates/states/2022_NJ_PCT.pdf	/var/www/justfacts/assets/pdfs/forcandidates/states/2022_NJ_PCT.pdf
pdfs/forcandidates/states/2022_SC_PCT.pdf	/var/www/justfacts/assets/pdfs/forcandidates/states/2022_SC_PCT.pdf
pdfs/forcandidates/states/2022_MA_PCT.pdf	/var/www/justfacts/assets/pdfs/forcandidates/states/2022_MA_PCT.pdf
pdfs/forcandidates/states/2022_NM_PCT.pdf	/var/www/justfacts/assets/pdfs/forcandidates/states/2022_NM_PCT.pdf
pdfs/forcandidates/states/2022_NB_PCT.pdf	/var/www/justfacts/assets/pdfs/forcandidates/states/2022_NB_PCT.pdf
pdfs/forcandidates/states/2022_MD_PCT.pdf	/var/www/justfacts/assets/pdfs/forcandidates/states/2022_MD_PCT.pdf
pdfs/forcandidates/states/2022_MO_PCT.pdf	/var/www/justfacts/assets/pdfs/forcandidates/states/2022_MO_PCT.pdf
pdfs/forcandidates/states/2022_MINN_PCT.pdf	/var/www/justfacts/assets/pdfs/forcandidates/states/2022_MINN_PCT.pdf
pdfs/forcandidates/states/2022_AZ_PCT.pdf	/var/www/justfacts/assets/pdfs/forcandidates/states/2022_AZ_PCT.pdf
pdfs/forcandidates/states/2022_PA_PCT.pdf	/var/www/justfacts/assets/pdfs/forcandidates/states/2022_PA_PCT.pdf
pdfs/forcandidates/states/2022_OK_PCT.pdf	/var/www/justfacts/assets/pdfs/forcandidates/states/2022_OK_PCT.pdf
pdfs/forcandidates/states/2022_OH_PCT.pdf	/var/www/justfacts/assets/pdfs/forcandidates/states/2022_OH_PCT.pdf
pdfs/forcandidates/states/2022_NV_PCT.pdf	/var/www/justfacts/assets/pdfs/forcandidates/states/2022_NV_PCT.pdf
pdfs/forcandidates/states/2022_WA_PCT.pdf	/var/www/justfacts/assets/pdfs/forcandidates/states/2022_WA_PCT.pdf
pdfs/forcandidates/states/2022_FL_PCT.pdf	/var/www/justfacts/assets/pdfs/forcandidates/states/2022_FL_PCT.pdf
pdfs/forcandidates/states/2022_MI_PCT.pdf	/var/www/justfacts/assets/pdfs/forcandidates/states/2022_MI_PCT.pdf
pdfs/forcandidates/states/2022_CO_PCT.pdf	/var/www/justfacts/assets/pdfs/forcandidates/states/2022_CO_PCT.pdf
pdfs/forcandidates/states/2022_OR_PCT.pdf	/var/www/justfacts/assets/pdfs/forcandidates/states/2022_OR_PCT.pdf

Path	Location
admin/img/icon-no.svg	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/img/icon-no.svg
admin/img/README.txt	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/img/README.txt
admin/img/icon-yes.svg	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/img/icon-yes.svg
admin/img/inline-delete.svg	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/img/inline-delete.svg
admin/img/selector-icons.svg	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/img/selector-icons.svg
admin/img/icon-calendar.svg	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/img/icon-calendar.svg
admin/img/search.svg	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/img/search.svg
admin/img/LICENSE	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/img/LICENSE
admin/img/icon-unknown.svg	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/img/icon-unknown.svg
admin/img/icon-viewlink.svg	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/img/icon-viewlink.svg
admin/img/icon-changelink.svg	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/img/icon-changelink.svg
admin/img/calendar-icons.svg	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/img/calendar-icons.svg
admin/img/icon-alert.svg	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/img/icon-alert.svg
admin/img/icon-unknown-alt.svg	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/img/icon-unknown-alt.svg
admin/img/tooltag-add.svg	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/img/tooltag-add.svg
admin/img/icon-addlink.svg	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/img/icon-addlink.svg
admin/img/sorting-icons.svg	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/img/sorting-icons.svg
admin/img/icon-clock.svg	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/img/icon-clock.svg
admin/img/icon-deletelink.svg	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/img/icon-deletelink.svg
admin/img/tooltag-arrowright.svg	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/img/tooltag-arrowright.svg
admin/img/gis/move_vertex_off.svg	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/img/gis/move_vertex_off.svg
admin/img/gis/move_vertex_on.svg	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/img/gis/move_vertex_on.svg
admin/fonts/README.txt	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/fonts/README.txt
admin/fonts/LICENSE.txt	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/fonts/LICENSE.txt
admin/fonts/Roboto-Regular-webfont.woff	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/fonts/Roboto-Regular-webfont.woff
admin/fonts/Roboto-Light-webfont.woff	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/fonts/Roboto-Light-webfont.woff
admin/fonts/Roboto-Bold-webfont.woff	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/fonts/Roboto-Bold-webfont.woff
admin/js/SelectFilter2.js	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/js/SelectFilter2.js
admin/js/nav_sidebar.js	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/js/nav_sidebar.js
admin/js/core.js	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/js/core.js
admin/js/popup_response.js	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/js/popup_response.js
admin/js/collapse.js	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/js/collapse.js
admin/js/autocomplete.js	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/js/autocomplete.js
admin/js/change_form.js	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/js/change_form.js
admin/js/jquery.init.js	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/js/jquery.init.js
admin/js/calendar.js	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/js/calendar.js
admin/js/urlify.js	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/js/urlify.js
admin/js/cancel.js	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/js/cancel.js
admin/js/prepopulate_init.js	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/js/prepopulate_init.js
admin/js/actions.js	/usr/local/lib/python3.12/dist-packages/django/contrib/admin/static/admin/js/actions.js