Vote Smart's Synopsis:

Vote to pass a bill that establishes a reputable presumption related to specialized risk screenings for first responders in Maine.

Highlights:

• Prohibits insurance providers from denying coverage for specialized risk screenings to first responders who would clinically benefit from such a screening (Sec. 1). 

• Specifies that a provider may not subject such screenings to any prior authorization requirements (Sec. 1).

• Specifies that a provider may not pass the cost of such screenings on to enrollees through cost-sharing mechanisms (Sec. 1).

• Specifies that the aforementioned provisions shall apply to policies issued or renewed on or after July 1, 2027 (Sec. 2).

Full Bill Text

Vote Smart's Synopsis:

Vote to pass a bill that establishes a reputable presumption related to specialized risk screenings for first responders in Maine.

Highlights:

• Prohibits insurance providers from denying coverage for specialized risk screenings to first responders who would clinically benefit from such a screening (Sec. 1). 

• Specifies that a provider may not subject such screenings to any prior authorization requirements (Sec. 1).

• Specifies that a provider may not pass the cost of such screenings on to enrollees through cost-sharing mechanisms (Sec. 1).

• Specifies that the aforementioned provisions shall apply to policies issued or renewed on or after July 1, 2027 (Sec. 2).

Full Bill Text