Signed by Governor Tate Reeves

Vote Smart's Synopsis:

Vote to adopt a conference report vote and pass a bill that amend requirements for the insurance benefits consumer protection in Mississippi and to prohibit certain activities related to insurance claims.

Highlights:

• Defines roof system as including a roof framing and roof ventilation system (Sec. 1). 

• Requires each contract has a font size of 12 (Sec. 2). 

• Specifies that a residential roofing contractor shall not require any payment from an insured until the three-day cancellation period has expired (Sec. 2). 

• Requires roofing contractors to include a statement identifying those aspects of the repair or replacement which are separate from or additional to the repair or replacement of the damage to the roof system caused by a covered peril and explaining that payment of those excess or additional items are the insured's responsibility (Sec. 2). 

• Prohibits residential roofing contractors from mandating certain negotiating on behalf of residential real estate holders  (Sec. 2). 

• Specifies that A residential roofing contractor shall not advertise or otherwise promise or offer to pay, or pay, or rebate all or any portion of an insured's insurance deductible as an inducement to enter into the residential roofing contract (Sec. 2).

Full Bill Text

Vote Smart's Synopsis:

Vote to adopt a conference report vote and pass a bill that amend requirements for the insurance benefits consumer protection in Mississippi and to prohibit certain activities related to insurance claims.

Highlights:

• Defines roof system as including a roof framing and roof ventilation system (Sec. 1). 

• Requires each contract has a font size of 12 (Sec. 2). 

• Specifies that a residential roofing contractor shall not require any payment from an insured until the three-day cancellation period has expired (Sec. 2). 

• Requires roofing contractors to include a statement identifying those aspects of the repair or replacement which are separate from or additional to the repair or replacement of the damage to the roof system caused by a covered peril and explaining that payment of those excess or additional items are the insured's responsibility (Sec. 2). 

• Prohibits residential roofing contractors from mandating certain negotiating on behalf of residential real estate holders  (Sec. 2). 

• Specifies that A residential roofing contractor shall not advertise or otherwise promise or offer to pay, or pay, or rebate all or any portion of an insured's insurance deductible as an inducement to enter into the residential roofing contract (Sec. 2).

Full Bill Text